Rain, hail or shine. Investors keep showing up.
- Convert Now
- Mar 29
- 3 min read
Let's be honest. The headlines haven't been kind to property lately - especially in Victoria.
Above-target inflation. The likelihood of more rate hikes before any cuts. Record government debt. Cost-of-living pressure on every household budget. And for Victorians, a layer of state-specific challenges, taxes, policy, sentiment, sitting on top of all of that.
It's a lot. And it's easy to get caught up in it.
But when we look at the market across Australia, and we look at it every single day, what we see tells a different story.
“Rain, hail or shine. Investors keep showing up” – Julian Coppini, CEO Oliver Hume Property Group
First time investors. Second time investors. Third. They're still here, still signing, still building. And understanding why matters.
The dream hasn't gone anywhere.
Australians have an extraordinary appetite for home ownership.
That hasn't changed, not through rate cycles, not through headlines, not through cost-of-living pressure.
People still want a place to call their own. The security it brings. The lifestyle. The long-term wealth it creates. That underlying desire is remarkably stubborn, in the best possible way.
Even with the recent rate increase, enquiry has held steady across many markets. Queensland and South Australia in particular are seeing exceptionally strong demand. Buyers have looked at the new rate environment, accepted it for what it is, and decided to move forward anyway.
There's a practical reality here too. Banks are still lending freely to owner-occupiers and investors. Credit is available for those who meet serviceability requirements. Problem isn't demand or finance, it's supply.
In South East Queensland and Adelaide, you've got a powerful combination: population growing quickly, stock extremely limited, and construction capacity under real pressure. When demand is high, supply is constrained, and liquidity is adequate, prices respond. That's not speculation. That's just how markets work.
Victoria. Not out, just waiting for its moment.
Victoria is the outlier right now. We won't pretend otherwise.
The residential market has stalled. House prices have barely moved over the last 3 – 4 years.
Layer on higher state taxes, ongoing uncertainty around investor policy, and record state debt, and you've got a confidence problem. Residential listings remain elevated. Price growth has stalled.
But here's what we believe, and we mean this genuinely: the challenges that have held Victoria back are also what will drive its recovery.
“Victorian residential property is now priced at a significant discount to the rest of the country. That gap won't last forever.” Julian Coppini, CEO, Oliver Hume Property Group
Compare Melbourne to Sydney, Brisbane, or Perth right now. The value differential is striking. Rents are tight. Vacancy rates remain low. Population growth continues. The fundamentals of a major, growing global city are completely intact.
The discount is becoming too obvious to ignore. And when it does, when investors and owner-occupiers recognise what's sitting in front of them, sentiment shifts. Prices rise.
It's not a question of if. It's a question of when.
What this means for investors like you.
Wherever you are in your property investment journey, the broader picture remains consistent.
Australians want homes. Liquidity is there to support them. Where supply is constrained, markets are doing well. Where structural issues are holding things back, the underlying demand hasn't disappeared, it's waiting for the right conditions.
If you're looking at Victoria, you're looking at a market where patient, informed investors have historically done very well. If you're looking at Queensland or South Australia, the conditions for growth are already in motion.
Either way, making the right decision for your situation, with the right data, the right guidance, and no pressure to rush, is exactly what we're here to help with.
When you're ready to talk, we'll be here.
This marketing material and its contents is provided for general information purposes only. No part of this marketing material constitutes any advice (financial, tax or otherwise), recommendation or representation to you as to any decision which you should make. You should not use any part of this marketing material to form the basis of any investment decision made by you. Before making any investment decision, you should take independent advice from a professional adviser which takes into account your individual needs and circumstances. All information, opinions and estimates contained in this marketing material are subject to change without notice. We disclaim to the greatest extent possible all liability whatsoever for any loss howsoever arising directly or indirectly from this marketing material or its contents.
