Find Your Property Investment Path
Property investment looks different depending on where you are in life. Some people are carrying a mortgage that feels too heavy. Others are earning well and want to start building wealth. Some are eyeing retirement. Others rent where they love living and want to invest in a place where the numbers make sense. Oli Property works with each of these people, with a structured, research-backed approach and no pressure.
Our education and strategy framework is built on more than 70 years of property market experience through the Oliver Hume Property Group. Since 1954 we have helped over 290,000 people buy and invest in property across Australia. Below is a guide to who we work with. Pick the path that sounds most like you.
Who Oli Property helps
Your mortgage is not shrinking the way it should. Costs are up, repayments feel heavier, and getting ahead seems remote. A structured property investment strategy may help you build wealth alongside existing commitments, without adding unnecessary risk. We explain how it works, clearly and without pressure.
Find out how property investment may reduce mortgage stress ->
You are earning well and thinking carefully about what comes next. Not interested in shortcuts. You want a strategy backed by real research, explained clearly, and built to grow wealth over the long term. We draw on Oliver Hume Property Group's Residential Outlook across Melbourne, and national growth corridors to give you insight worth acting on.
Find out how a long-term property investment strategy works ->
Retirement is closer than it used to feel. You want to make the most of the years ahead. Property investment is one strategy worth understanding before you get there. We explain how it works, what realistic outcomes may look like, and what to watch out for. Calm guidance. No urgency.
Find out how property investment may support your retirement plan ->
You love where you live. You just cannot justify buying there. Rentvesting lets you rent in your preferred location while owning an investment property in a location where the numbers make sense. Build long-term equity without giving up the lifestyle you have built.
Find out how rentvesting works and whether it suits your situation ->
Case studies
Waurn Ponds
This four bedroom family home was purchased in Waurn Ponds in the outer Melbourne ring in 2019 for $630,000 for one of our investors and is now valued at $785,000 representing growth of 20% plus over five years.
The property has been rented consistently since purchase and is currently fetching $700 a week representing a 5.7% rental return which is 1.5% higher than the suburb average.
Waurn Ponds represents excellent value located close to Geelong and the Surf Coast and is close to quality schools and transport.
Waurn Ponds
This four bedroom family home was purchased in Waurn Ponds in the outer Melbourne ring in 2019 for $630,000 for one of our investors and is now valued at $785,000 representing growth of 20% plus over five years.
The property has been rented consistently since purchase and is currently fetching $700 a week representing a 5.7% rental return which is 1.5% higher than the suburb average.
Waurn Ponds represents excellent value located close to Geelong and the Surf Coast and is close to quality schools and transport.
Waurn Ponds
This four bedroom family home was purchased in Waurn Ponds in the outer Melbourne ring in 2019 for $630,000 for one of our investors and is now valued at $785,000 representing growth of 20% plus over five years.
The property has been rented consistently since purchase and is currently fetching $700 a week representing a 5.7% rental return which is 1.5% higher than the suburb average.
Waurn Ponds represents excellent value located close to Geelong and the Surf Coast and is close to quality schools and transport.
Not sure which path is right for you?
That is a common starting point. Most people find one of the four profiles resonates more than the others once they read through them. If you want to talk it through first, book a free discovery call and one of the team will help you understand which path suits your situation.
You can also explore our free suburb market reports to get a data-backed look at what is happening in specific areas across Australia. No obligation. Just information.
Frequently asked questions
Most people identify with one of four profiles: homeowners looking to reduce mortgage stress (Debt Destroyers), people earning well who want a long-term wealth-building strategy (Wealth Builders), those approaching retirement who want to maximise their remaining working years (Retirement Readies), or renters who want to invest elsewhere while staying where they love living (Rentvestors). Read through the profiles above and see which feels most like your situation.
This depends on your lender, the property you are looking at, and whether you have existing equity to use. Generally, 10 to 20 per cent of the property value is required. A strategy session with Oli Property can provide a clear understanding of your borrowing capacity. MoneySmart covers the basics of buying an investment property in plain English.
Yes, many Australians do. Whether it makes sense in your situation depends on your equity, income, and borrowing capacity. In your Oli Property strategy session, we’ll assess this. We explain how the strategy works so that the conversation starts from an informed place.
Property investment is a long-term strategy. Most frameworks operate over a 7 to 15-year horizon. Short-term market fluctuations are a normal part of the process and should be expected from the outset. The goal is steady, compounding growth over time, not a fast return.
No. Whether property investment is appropriate depends on your personal financial situation, goals, borrowing capacity, and risk tolerance. We educate and explain, but we always recommend seeking independent financial, tax, or legal advice before making any investment decisions. MoneySmart has a clear overview of property investment considerations in Australia.
This marketing material and its contents is provided for general information purposes only. No part of this marketing material constitutes any advice (financial, tax or otherwise), recommendation or representation to you as to any decision which you should make. You should not use any part of this marketing material to form the basis of any investment decision made by you. Before making any investment decision, you should take independent advice from a professional adviser which takes into account your individual needs and circumstances. All information, opinions and estimates contained in this marketing material are subject to change without notice. We disclaim to the greatest extent possible all liability whatsoever for any loss howsoever arising directly or indirectly from this marketing material or its contents.