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Video of Adam Duster from Oli Property interviewed highlights a growing trend of Australians turning to co-ownership as a strategic response to housing affordability challenges. Duster states that co-buying enables first home buyers to purchase property with partners, family, or friends, formalising the arrangement through legal agreements to protect all parties should circumstances change. He emphasises the importance of seeking advice from mortgage brokers, as lending structures for co-buyers can differ from traditional scenarios, with major banks often assessing on the lowest denominator among applicants. Duster references Commonwealth Bank of Australia (ASX:CBA) research showing only four in ten first home buyers enter the market alone, with many relying on government schemes, parental involvement, or co-buying. He notes that while parents investing with their children only account for a minority of buyers, this approach allows families to both support and co-invest in assets.

Video of Adam Duster from Oli Property interviewed highlights a growing trend of Australians turning to co-ownership as a strategic response to housing affordability challenges. Duster states that co-buying enables first home buyers to purchase property with partners, family, or friends, formalising the arrangement through legal agreements to protect all parties should circumstances change. He emphasises the importance of seeking advice from mortgage brokers, as lending structures for co-buyers can differ from traditional scenarios, with major banks often assessing on the lowest denominator among applicants. Duster references Commonwealth Bank of Australia (ASX:CBA) research showing only four in ten first home buyers enter the market alone, with many relying on government schemes, parental involvement, or co-buying. He notes that while parents investing with their children only account for a minority of buyers, this approach allows families to both support and co-invest in assets.

Co-buying? A strategic response to housing affordability challenges

Adam Duster from Oli Property highlights a growing trend of Australians turning to co-ownership as a strategic response to housing affordability challenges.

Oct 7, 20252 min read

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