Lots of Aussies were betting on an RBA rate cut today
- Lilly Mackay
- Sep 30, 2025
- 2 min read
Lots of Aussies were betting on an RBA rate cut today
But for most of us, it was no surprise that the Reserve Bank of Australia held interest rates.
What does this mean for investors?
With the market in wait-and-see mode for further drops, and the cash rate on hold, borrowers seeking rate relief or wanting to get ahead on their debt reduction should look out for competitive rates.
A window of opportunity
From October 1, changes to the Home Guarantee Scheme will allow more first-home buyers to enter the market with just a 5% deposit.
This surge of new entrants could fuel momentum like the 2020 HomeBuilder Grant. For investors who act quickly, it is a rare chance to enter at the beginning of a potential upswing.
Expert Insights
In his latest commentary, Matt Bell, Chief Economist at Oliver Hume Property Group, notes that the property market has benefited from the three rate cuts we have seen so far. This positive momentum indicates that there could be further opportunities ahead, especially with expectations of additional rate reductions anticipated in 2025 and 2026 aimed at enhancing affordability.
As we look toward a brighter future in the property market, aligning your investment strategies with expert insights could position you advantageously.
Don’t hesitate to explore your options, contact our friendly team to discuss how these changes could impact your investment strategy further.
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